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RETIREMENT ANALYSIS

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Understanding your ability to retire 

 

 

OBJECTIVE

The purpose of this program is to help you set realistic retirement expectations by giving you a snapshot of how your current savings and investments align with your ability to retire at your desired retirement age.  

 

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STEP 1

 

RECEIVE A LINK TO ENTER IN YOUR CURRENT FINANCIAL DATA

Once you have signed up to do a retirement analysis, you will receive a link to our eMoney Wealth Management website where you will be walked through a fact finder to enter in your financial objectives and information regarding your current financial situationThis means we will rely on the accuracy of your data entry to understand your current situation.

 

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STEP 2

 

WALKTHROUGH THE DATA ENTERED AND PLANNING ASSUMPTIONS

We will walk through the data entered with you to confirm the accuracy and make any needed adjustments. We will then assign planning assumptions to refine the data and help you understand the basis of the retirement projections (longevity, retirement expenses, growth rates for income, Social Security, investment rates of return, etc.). This will confirm that we understand the data you entered and you understand the assumptions behind our projections.   

 

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STEP 3

 

REVIEW YOUR ABILITY TO RETIRE AT YOUR DESIRED RETIREMENT AGE

We will run the projections to show you how much of your retirement is on track to be funded (how long the money you have saved for retirement is projected to last). Then, we will run a stress test of those projections to account for differing market conditions. The stress test runs a thousand different market return scenarios to provide a better sense of security on your ability to retire even in situations where the market conditions may be less favorable for extended periods of time. This will give you clarity around whether what you currently have saved will be enough to cover your expected retirement needs.   

 

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STEP 4

 

REVIEW OF ALTERNATIVE RETIREMENT SCENARIOS

Based on the outcome of the initial projections, we can then run through some side-by-side comparisons to see the impact of retiring at a different age, changing expenses in retirement, or changing your investments can have on your overall retirement success. This will help you understand the overall impact of making any changes to your plan and evaluate how impactful certain changes could be. 

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STEP 5

 

RETIREMENT ANALYSIS OUTCOME 

We will provide you with an overall opinion on whether you are prepared to retire at your targeted age and potential adjustments for consideration to improve your situation. 

 

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WHAT DOES THIS PROGRAM COST?

 
This program costs $300.

DISCLOSURE

S.E.E.D. Planning Group, LLC ("S.E.E.D.") is a Registered Investment Advisor ("RIA"), registered with the U.S. Securities and Exchange Commission (“SEC”). S.E.E.D. provides financial planning and investment management services for clients in New York and other states across the country. S.E.E.D. will notice, file, and maintain all applicable licenses as required by the various states in which S.E.E.D. conducts business, as applicable. S.E.E.D. renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

This web site is intended to provide general information about S.E.E.D. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies, and to be able to contact us for further information.

Market data, articles, and other content on this web site are based on generally-available information and are believed to be reliable. S.E.E.D. does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.

S.E.E.D. will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. The Disclosure Brochure and Supplement are updated at least annually and are available on the SEC website at: You may also contact S.E.E.D. to request a copy.

If you have any questions regarding Compliance and Regulatory information contact us.