Travis Maus is the managing partner of S.E.E.D. Planning Group, LLC. As an Accredited Investment Fiduciary Analyst® (AIFA®) designee, he has received specialized training in both prudent investment processes and assessment principals with a primary skill of performing assessments of an Investment Steward’s, Investment Advisor’s, or Investment Manager’s conformance to a Global Fiduciary Standard of Excellence. As a Wealth Manager, he is also a member of the firm’s Financial Planning team where he provides coordinated and strategic financial planning and investment services to families and small businesses.
Entering the financial services industry in 2005, Travis quickly worked his way from entry-level account executive to Branch Manager of HSBC Finance (then known as HFC/Beneficial). He joined AXA Advisors, LLC in 2007 with a desire to broaden his capabilities to help people achieve financial independence. Travis again worked his way from entry level Financial Professional to Vice President achieving many industry and company awards along the way including MDRT (Million Dollar Round Table). While at AXA, Travis attended the Wharton School of the University of Pennsylvania where he earned a Retirement Planning Specialist designation.
Travis founded S.E.E.D. Financial Strategies, LLC (the precursor to S.E.E.D. Planning Group, LLC) while at AXA to establish a practice with an expectation of consistent service. S.E.E.D. is the acronym for what those expectations represent. Stimulating thought, Exceptional service, Ethical advice, and the Duty of care.
In 2013, S.E.E.D. Planning Group, LLC was formed and in July of that year, S.E.E.D. left AXA to establish an independent firm that has become a fee-only financial planning and investment fiduciary.
Ryan Berkeley, AIF®, APMA®
Partner, Chief Financial Officer & Wealth Manager
Ryan Berkeley fills both management and planning roles within the firm. He is a partner of S.E.E.D. Planning Group, LLC and the firm’s Chief Financial Officer. Ryan is also a member of the firm’s Financial Planning team where he provides coordinated and strategic financial planning and investment fiduciary services to families and small businesses. Ryan presents the benefits of financial planning to professional, employee, and small business groups throughout the region.
Entering the financial services industry in 2011 under the tutelage of Travis Maus, Ryan started his career at AXA Advisors, LLC. With an unequivocal passion to become a student of personal finance and to help others improve their position through education, Ryan quickly became recognized for his efforts as a financial professional, receiving numerous accolades. His work ethic and desire to help others moved him into the leadership training program at AXA. However, the opportunity to work alongside Travis Maus to form S.E.E.D. Financial Strategies, LLC (formerly a complementary insurance company to S.E.E.D. Planning Group, LLC) and S.E.E.D. Planning Group, LLC interrupted the opportunity at AXA in favor of creating an independent, fee-based financial planning practice.
Ryan holds the Accredited Portfolio Management AdvisorSM, APMA® designation through the College for Financial Planning, designed to educate advisors on the finer points of portfolio creation, augmentation, and maintenance. Topics covered include client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory, investor psychology, and other topics germane to building appropriate client portfolios, as well as analyzing investment policy statements, building portfolios, and making asset allocation decisions, to include determining sell, hold, and buy decisions within a client’s portfolio.
Additionally, Ryan holds the Accredited Investment Fiduciary® (AIF®) designation from the Center for Fiduciary Studies®, the standards-setting body for Fi360. The AIF designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the AIF® designation.
Ryan has been recognized for his efforts both professionally and for community leadership. While at AXA, Ryan was a National Leader Core qualifier, received a Gold Pinnacle Award for outstanding growth, and was recognized as the top producer in his class for the entire Central New York branch in 2012. Ryan was recognized by the Southern Tier Opportunity Coalition with a “20 in their Twenties Award” in 2013. In 2015, Ryan graduated from the Broome Leadership Institute, a community leadership training program for business professionals sponsored by the Greater Binghamton Chamber of Commerce.
Outside of the office and in the community, Ryan is an active member of the Hillcrest Rotary where he currently serves on the Board. Ryan has graduated from the Rotary Leadership Institute training and received “Rotarian of the Month” recognition from Rotary District 7170. He has also received the Hillcrest Rotary’s “Rotarian of the Year” award. Additionally, he serves as a member of the Town of Colesville Planning Board. He lives in Colesville with his wife and two children.
Fred Costantino, JR. , CFP®, AIF®, CPM®, CRPC®
Partner, Chief Investment Officer & Wealth Manager
Frederick (Fred) Costantino JR., CFP®, CPM®, CRPC® joined S.E.E.D. after acquiring 18 years of financial planning and investment experience at Raymond James, Wells Fargo, and most recently Morgan Stanley. Fred is a long time resident of Broome County, and he earned his BA in Economics from Binghamton University.
Fred holds three highly regarded designations including the CFP®(Certified Financial Planner™), which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.
He holds the CPM® (Certified Portfolio Manager™) designation which is administered by a collaboration of the Academy of Certified Portfolio Managers and Columbia University. This designation’s academic training is designed to provide a deeper understanding of fundamental security analysis, asset allocation, and portfolio management concepts for financial services industry professionals who manage discretionary portfolios. The curriculum encompasses eight core concepts including quantitative methods, financial statement analysis, corporate finance, fixed income analysis, equity analysis, fiduciary responsibility, derivatives, and portfolio management.
Fred also holds the CRPC® (Chartered Retirement Planning Counselor™) designation. He has completed coursework and study encompassing pre- and post-retirement needs, asset management, estate planning, and the entire retirement planning process.
At S.E.E.D. Fred fills the role of a Wealth Manager, an integral part of our financial planning team, while helping to provide valuable financial planning services to our clients.
Fred also serves as S.E.E.D.’s Chief Investment Officer.
In this role, Fred provides guidance and technical know-how to S.E.E.D.’s investment committee as he leads S.E.E.D.’s Fiduciary Investment services by desinging, implementing, and managing our prudent investment processes and programs.
Amy started at S.E.E.D. in 2014 and is a partner and financial planner with the firm. Her position has evolved over the years and in her current role she manages the Sprout division which focuses on financial planning for young professionals.
Amy graduated from Binghamton University with a Bachelor of Science in Financial Economics.
She holds her CFP® (CERTIFIED FINANCIAL PLANNER™) designation, which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.
Amy also holds her AIF® (Accredited Investment Fiduciary) designation which signifies specialized knowledge of fiduciary responsibility in the development of investment policies and procedures.
She is active in the community, volunteering with Special Olympics since 2006 and is one of the head coaches for the Kirkwood Saber’s team.
Partner & Director of Community Engagement
Steve Campbell is a partner at S.E.E.D. Planning Group, LLC and serves as the Director of Community Engagement. Steve joined the firm in May of 2017 after spending five years acquiring financial planning and investment management experience at Morgan Stanley. A long-time resident of Broome County, Steve earned a BA in history from Rutgers University, where he played Division 1 Lacrosse for the Scarlet Knights. Steve then went on to earn a master’s degree in education from Binghamton University.
Steve has a passion for helping and serving people and is committed to helping his community flourish and prosper. By actively engaging other local leaders and professionals to form synergistic relationships, he is motivated by the belief that each individual can make a significant impact to the community.
Steve serves his community through active board involvement and in various leadership roles. He currently serves as a Board Member and Trustee at Calvary’s Love Church, as well as a board member of the Broome Leadership Institute (BLI). He is also an active contributor to The Greater Binghamton Chamber of Commerce’s Government Affairs and Legislative Committees, and he is a member of the advisory councils for both the Binghamton University School of Pharmacy and the SUNY Best Program. Steve is also a member of the Binghamton University Forum, the Emerging Leaders Society of Broome County (ELS) and serves as the Vice Chair of the Small Business for the United Way of Broome County annual campaign.
Humbled by faith, Steve is not motivated by recognition or accolades. He truly believes that serving others by giving time, talent, and resources may change someone’s life forever. Notwithstanding his selflessness, Steve’s leadership has been recognized both professionally and locally. In 2015, The Greater Binghamton Chamber of Commerce named Steve the Young Professional of the Year, recognizing him for excellence, creativity, and initiative as an emerging leader in his profession. He has also been recognized as one of the Southern Tier’s Finest by the Cystic Fibrosis Foundation. While at Morgan Stanley, Steve received the prestigious Pacesetter award in 2015, 2016, and 2017, which recognizes individuals who serve their clients with the highest standards of excellence.
Andrea Vaioli joined S.E.E.D. Planning Group as a Wealth Manager in July of 2018.
Passion, empathy, and empowering describe Andrea’s drive and commitment to financial planning. After spending years gaining experience at large financial institutions, she is now looking forward to bringing her expertise to S.E.E.D. where she will be a leader in developing financial planning programs for helping professional women navigate through transitional periods of their lives.
Andrea is committed to fostering collaborative communities, participating in various boards, and civic engagement initiatives. She is currently the President of the Board of Directors for the Southern Tier Aids Program (STAP), an outdoor enthusiast and avid animal lover.
Andrea has called Broome County home for over twelve years. She is an avid animal lover and outdoors enthusiast who loves running and fitness challenges.
SEEDs of Hope is a special division of S.E.E.D. Planning Group whose two primary services are working with nonprofits to develop or improve their investment stewardship processes and procedures, and to develop or enhance their legacy gifting programs. As the Development Director, Carol works directly with clients to provide legacy gifting program services.
Clients benefit from Carol’s hands-on experience after working fifteen-years at WSKG, a public media station in the Greater Binghamton area, where she held a variety of positions, ultimately serving as Director of Leadership Giving. In that role she advanced the goals of the organization by establishing and nurturing relationships between the station and its supporters. As a believer that success is the result of innovation and strong teamwork, Carol engaged not only the Development Team, but the entire staff in experimenting in inventive fundraising. Today some of the fundraising techniques Carol’s team pioneered are considered public media industry best practices.
Carol was twice elected to the national Board of the Public Radio Association of Development Officers and served as Treasurer. She was appointed to the PBS Development Advisory Board and was subsequently elected as Chairperson. Utilizing the skills and relationships built during her national service she has assisted public media organizations throughout the country to achieve their fundraising goals.
Being a champion for youth, Carol donates her time and talents to foster opportunities for their success. She serves on the Broome County Youth Bureau Advisory Board and on the Board of Directors of the Literacy Volunteers of Broome and Tioga Counties.
Aside from a short stint in Syracuse, Carol is a lifelong resident of Broome County having graduated from Seton Catholic Central High School and SUNY Broome Community College. She and her husband reside in Vestal where they raised their four children.
Kayla Tufares joined S.E.E.D. Planning Group, LLC in June of 2018 after spending nearly two decades implementing strategic initiatives and assembling teams tasked with mission-critical agendas in the fields of higher education, non-profit management, and youth leadership development.
Kayla will be filling the role of Special Projects Coordinator. In her role, Kayla will be developing and implementing new projects in the areas of financial education and wellness, workplace culture and leadership facilitation.
Kayla is passionate about promoting human-centered design, a creative approach to problem-solving that starts with people and arrives at new solutions tailored to meet their lives. She finds joy in learning just about anything and is particularly interested in community collaboration, equity in education, and lifelong learning. She is naturally curious about people, their motivations and how they make decisions.
Before S.E.E.D. Planning Group, LLC, Kayla was a Vice President of Development with a Children’s Foundation in Pennsylvania. Her work has taken her across the united states, looking at ways in which families and students of underrepresented communities are navigating financial situations in the pursuit of academic achievement, empowerment and social engagement. These insights and explorations lead to identifying relevant new areas for community collaboration to play a meaningful role in the future so one can live life on their terms.
Kayla has served as an appointed member of two Mayor’s commissions to combat poverty and policy action taskforces. She earned a BA degree in marketing and communications from Stevenson University and went to Harvard University, where she obtained a master’s certification in innovation and entrepreneurship and completed the Harvard Management in Leadership in Higher Education (MLE) graduate program.
Committed to empowering people to reach their highest potential and leveraging community resources to reduce socioeconomic barriers, Kayla’s mantra has always been, ‘you can’t pay it back… so you have to pay it forward.’
Joseph Conwell has been helping people better understand their Medicare options since 2007. Through yearly certifications, Joe has kept up rigorous training relating to Medicare Part C (HMO PPO), Medicare Part D, and Medicare-Supplement Products. At SEED, Joe puts these skills to good use by supporting our team of financial advisors and our clients through the sometimes daunting process of signing up for Medicare and selecting a plan. He also supports these clients by conducting needs analysis and assessing any contractual obligations and benefit changes. Additionally, Joe reviews reports and pharmacy benefit recommendations for clients quarterly and annually. Serving as a single point of contact, Joe manages relationships between all health plans and clients. This includes employer-based plans for retirees and private exchanges chosen. He conducts educational – not product – trainings in options available to Medicare beneficiaries. Joe is available for consultation by appointment and can be reached at (607) 217-5091 or firstname.lastname@example.org.
In addition to his Medicare training, Joe provides investment and financial planning services to his clients. Joe is an integral part of SEED’s financial planning team, and serves as the lead advisor for SEED’s Medicare and Health Insurance planning services.
Mari Geisenhof is a life-long resident of the triple cities and spent her first career as a special educator and administrator in area school districts and at the graduate level through SUNY Cortland and Binghamton University. Her strengths include leadership, organizational planning and structures, team and relationship building, accountability, and general nurturing. Her mantra has always been “People first. Always people.”
Because of her background in education, Mari is committed to making sure people understand both objectives and outcomes as they bring their goals into reality through planning. She is detail oriented while working within the big picture, and she strives to connect with everyone she meets in order to make a difference. Mari brings enthusiasm, energy, and creativity with her into her role as Administrative Assistant.
Irina comes to S.E.E.D. after spending the past few years at home raising her three year old son. Before that, she worked as a Technical Translator/Interpreter and Site Administrator for Chevron and International Gas & Oil Services back in her home country of Kazakhstan. She has a BS in Information Management and Technology from Syracuse University (where she met her husband) with a Minor in Accounting from the Whitman School of Management at SU, and has received some very distinct honors throughout her formal education years, including a Bolashak International Scholarship.
Irina fills the role of Office Administrator, where she focuses on various administrative support duties in this role as well as continuing to refine (and build out) processes and procedures for the team.
S.E.E.D. Planning Group, LLC ("S.E.E.D.") is a Registered Investment Advisor ("RIA"), registered with the U.S. Securities and Exchange Commission (“SEC”). S.E.E.D. provides financial planning and investment management services for clients in New York and other states across the country. S.E.E.D. will notice, file, and maintain all applicable licenses as required by the various states in which S.E.E.D. conducts business, as applicable. S.E.E.D. renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
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