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S.E.E.D. Planning Group Team

Dan D’Andreano CFP® ChFC®, AIF®


Kerstin Driscoll

Irina Sweeney

Kayla Record

Bloom Tax Partners Team


Travis Maus, AIFA®, CEPA

Managing Partner & Wealth Manager

Travis Maus, AIFA®, CEPA is the managing partner of S.E.E.D. Planning Group, LLC. In addition, he is also a member of the firm’s Financial Planning Team and Investment Committee. Travis holds the Accredited Investment Fiduciary Analyst® (AIFA®) designation, which signifies his credentials for performing fiduciary assessments that measure how well investment fiduciaries are fulfilling their duties to a defined standard of care. He also holds the Certified Exit Planning Adviser (CEPA) designation. As a CEPA designee, Travis has specialized training in business Master Planning, value growth strategies, and business succession planning.

Entering the financial services industry in 2005, Travis quickly worked his way from entry-level account executive to Branch Manager of HSBC Finance (then known as HFC/Beneficial). He joined AXA Advisors, LLC in 2007 with a desire to broaden his capabilities to help people achieve financial independence. Travis again worked his way from entry level Financial Professional to Vice President achieving many industry and company awards along the way including MDRT (Million Dollar Round Table). While at AXA, Travis attended the Wharton School of the University of Pennsylvania where he earned a Retirement Planning Specialist designation.

Travis founded S.E.E.D. Financial Strategies, LLC (the precursor to S.E.E.D. Planning Group, LLC) while at AXA to establish a practice with an expectation of consistent service. S.E.E.D. is the acronym for what those expectations represent. Stimulating thought, Exceptional service, Ethical advice, and the Duty of care. In 2013, Travis and his team left AXA, and S.E.E.D. was formally established as an independent firm that has since become a fee-only financial planning and investment fiduciary.

Ryan Berkeley, AIF®, APMA®

Partner, Chief Financial Officer & Wealth Manager

Ryan Berkeley fills both management and planning roles within the firm. He is a partner of S.E.E.D. Planning Group, LLC and the firm’s Chief Financial Officer. Ryan is also a member of the firm’s Financial Planning team where he provides coordinated and strategic financial planning and investment fiduciary services to families and small businesses. Ryan presents the benefits of financial planning to professional, employee, and small business groups throughout the region.

Entering the financial services industry in 2011 under the tutelage of Travis Maus, Ryan started his career at AXA Advisors, LLC. With an unequivocal passion to become a student of personal finance and to help others improve their position through education, Ryan quickly became recognized for his efforts as a financial professional, receiving numerous accolades. His work ethic and desire to help others moved him into the leadership training program at AXA. However, the opportunity to work alongside Travis Maus to form S.E.E.D. Financial Strategies, LLC (formerly a complementary insurance company to S.E.E.D. Planning Group, LLC) and S.E.E.D. Planning Group, LLC interrupted the opportunity at AXA in favor of creating an independent, fee-based financial planning practice.

Ryan holds the Accredited Portfolio Management AdvisorSM, APMA® designation through the College for Financial Planning, designed to educate advisors on the finer points of portfolio creation, augmentation, and maintenance. Topics covered include client assessment and suitability, risk/return, investment objectives, bond and equity portfolios, modern portfolio theory, investor psychology, and other topics germane to building appropriate client portfolios, as well as analyzing investment policy statements, building portfolios, and making asset allocation decisions, to include determining sell, hold, and buy decisions within a client’s portfolio.

Additionally, Ryan holds the Accredited Investment Fiduciary® (AIF®) designation from the Center for Fiduciary Studies®, the standards-setting body for Fi360. The AIF designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the AIF® designation.

Ryan has been recognized for his efforts both professionally and for community leadership. While at AXA, Ryan was a National Leader Core qualifier, received a Gold Pinnacle Award for outstanding growth, and was recognized as the top producer in his class for the entire Central New York branch in 2012. Ryan was recognized by the Southern Tier Opportunity Coalition with a “20 in their Twenties Award” in 2013. In 2015, Ryan graduated from the Broome Leadership Institute, a community leadership training program for business professionals sponsored by the Greater Binghamton Chamber of Commerce.

Outside of the office and in the community, Ryan is an active member of the Hillcrest Rotary where he currently serves on the Board. Ryan has graduated from the Rotary Leadership Institute training and received “Rotarian of the Month” recognition from Rotary District 7170. He has also received the Hillcrest Rotary’s “Rotarian of the Year” award. Additionally, he serves as a member of the Town of Colesville Planning Board. He lives in Colesville with his wife and two children.

Fred Costantino, JR. , CFP®, AIF®, CPM®, CRPC®

Partner, Chief Investment Officer & Wealth Manager

Frederick (Fred) Costantino JR., CFP®, CPM®, CRPC® joined S.E.E.D. after acquiring 18 years of financial planning and investment experience at Raymond James, Wells Fargo, and most recently Morgan Stanley. Fred is a long time resident of Broome County, and he earned his BA in Economics from Binghamton University.

Fred holds three highly regarded designations including the CFP®(Certified Financial Planner™), which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.

He holds the CPM® (Certified Portfolio Manager™) designation which is administered by a collaboration of the Academy of Certified Portfolio Managers and Columbia University. This designation’s academic training is designed to provide a deeper understanding of fundamental security analysis, asset allocation, and portfolio management concepts for financial services industry professionals who manage discretionary portfolios. The curriculum encompasses eight core concepts including quantitative methods, financial statement analysis, corporate finance, fixed income analysis, equity analysis, fiduciary responsibility, derivatives, and portfolio management.

Fred also holds the CRPC® (Chartered Retirement Planning Counselor™) designation. He has completed coursework and study encompassing pre- and post-retirement needs, asset management, estate planning, and the entire retirement planning process.

At S.E.E.D. Fred fills the role of a Wealth Manager, an integral part of our financial planning team, while helping to provide valuable financial planning services to our clients.

Fred also serves as S.E.E.D.’s Chief Investment Officer.
In this role, Fred provides guidance and technical know-how to S.E.E.D.’s investment committee as he leads S.E.E.D.’s Fiduciary Investment services by designing, implementing, and managing our prudent investment processes and programs.

Amy Michaels, CFP®, AIF®

Partner & Financial Planner

Amy started at S.E.E.D. in 2014 and is a partner and financial planner with the firm. Her position has evolved over the years and in her current role she manages the Sprout division which focuses on financial planning for young professionals.

Amy graduated from Binghamton University with a Bachelor of Science in Financial Economics.

She holds her CFP® (CERTIFIED FINANCIAL PLANNER™) designation, which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.

Amy also holds her AIF® (Accredited Investment Fiduciary) designation which signifies specialized knowledge of fiduciary responsibility in the development of investment policies and procedures.

She is active in the community, volunteering with Special Olympics since 2006 and is one of the head coaches for the Kirkwood Saber’s team.

Steve Campbell

Partner, Director of Community Engagement & Head of Client Experience Team

Steve Campbell is a partner at S.E.E.D. Planning Group, LLC and serves as the Director of Community Engagement. Steve joined the firm in May of 2017 after spending five years acquiring financial planning and investment management experience at Morgan Stanley. A long-time resident of Broome County, Steve earned a BA in history from Rutgers University, where he played Division 1 Lacrosse for the Scarlet Knights. Steve then went on to earn a master’s degree in education from Binghamton University.

Steve has a passion for helping and serving people and is committed to helping his community flourish and prosper. By actively engaging other local leaders and professionals to form synergistic relationships, he is motivated by the belief that each individual can make a significant impact to the community.

Steve serves his community through active board involvement and in various leadership roles. He currently serves as a Board Member and Trustee at Calvary’s Love Church, as well as a board member of the Broome Leadership Institute (BLI). He is also an active contributor to The Greater Binghamton Chamber of Commerce’s Government Affairs and Legislative Committees, and he is a member of the advisory councils for both the Binghamton University School of Pharmacy and the SUNY Best Program. Steve is also a member of the Binghamton University Forum, the Emerging Leaders Society of Broome County (ELS) and serves as the Vice Chair of the Small Business for the United Way of Broome County annual campaign.

Humbled by faith, Steve is not motivated by recognition or accolades. He truly believes that serving others by giving time, talent, and resources may change someone’s life forever. Notwithstanding his selflessness, Steve’s leadership has been recognized both professionally and locally. In 2015, The Greater Binghamton Chamber of Commerce named Steve the Young Professional of the Year, recognizing him for excellence, creativity, and initiative as an emerging leader in his profession. He has also been recognized as one of the Southern Tier’s Finest by the Cystic Fibrosis Foundation. While at Morgan Stanley, Steve received the prestigious Pacesetter award in 2015, 2016, and 2017, which recognizes individuals who serve their clients with the highest standards of excellence.

Andrea Vaioli, AIF®, BFA®

Wealth Manager

Andrea Vaioli joined S.E.E.D. Planning Group as a Wealth Manager in July of 2018. In 2019, Andrea earned the Behavioral Financial Advisor™ (BFA) designation from Kaplan University. This curriculum is designed to equip advisors with tools and training to further help their clients make sound financial decisions, maintain emotional competency, and achieve their financial goals.

Passion, empathy, and empowering describe Andrea’s drive and commitment to financial planning.  After spending years gaining experience at large financial institutions, she is now looking forward to bringing her expertise to S.E.E.D. where she will be a leader in developing financial planning programs for helping professional women navigate through transitional periods of their lives.

Andrea is committed to fostering collaborative communities, participating in various boards, and civic engagement initiatives. She is currently the President of the Board of Directors for the Southern Tier Aids Program (STAP), an outdoor enthusiast and avid animal lover.

Andrea has called Broome County home for over twelve years. She is an avid animal lover and outdoors enthusiast who loves running and fitness challenges.

Dave Nirchi


VP of Strategy and Operations

Dave Nirchi joined S.E.E.D. Planning Group as the V.P. Strategy and Operations in January of 2021. In his role, he coordinates the day-to-day operations across the organization and implements strategic planning initiatives.  

Prior to joining S.E.E.D.Dave spent over five years working as a Senior Consultant at PricewaterhouseCoopers (PwC) providing operational and managerial analysis for Asset & Wealth Management firms.  

 Born and raised in Endicott, NY, Dave earned his A.S. in Business Administration from Broome Community College and his B.S. in Finance and Accounting from Iona College. He and his wife, Natalie, and their two sons, Rocco and Niccolo reside in Endicott and are deeply rooted in the communitwith much of their family still residing in the area. On Sundays, you can find the whole crew enjoying Sunday Football as a family with Dave rooting for the NY Giants and Natalie for the Buffalo Bills. 

Michael Graves CFP®


Wealth Manager

Michael Graves CFP® joined S.E.E.D. in January of 2020. He is working out of the Syracuse office, serving as a Wealth Manager. Prior to joining S.E.E.D., Mike worked at TIAA-CREF for over twelve years working with professors and educators at Syracuse and Cornell University. In his role, Mike served as the primary relationship manager for high net worth and affluent clients, assisting them with wealth accumulation, retirement income planning, continuity, and legacy planning. He also worked at Brighton and M&T Securities for seven years.

He has earned his CFP® (Certified Financial Planner), which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework, and have passed the CFP® Certification Examination, which covers the following areas: financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.

A long-time resident of Onondaga County, Mike, received his BA in Business Management and Accounting from Hartwick University. He and his wife, Margaret, have three children, Sean, Ryan, and Nora. Mike loves fishing, golfing, reading and is a season ticket holder for Syracuse University Basketball.

Dan D’Andreano CFP®, ChFC®, AIF®


Wealth Manager

Dan Andreano CFP®, ChFC® joined S.E.E.D. Planning Group in February of 2021. He works out of the Syracuse office, serving as a Wealth Manager. Dan has been working as a financial advisor for over 26-years, most recently as a Wealth Manager Advisor with TIAA-CREF. He has also worked at M&T Securities and First Niagara Bank as a Vice President and Financial Advisor.

He has earned his CFP® (Certified Financial Planner), which identifies those individuals who have met the experience and ethical requirements, have successfully completed financial planning coursework, and have passed the CFP® Certification Examination, which covers the following areas: financial planning, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.

He has earned his ChFC® (Chartered Financial Consultant), a professional designation representing the completion of a comprehensive course consisting of financial education, examinations, and practical experience. Chartered Financial Consultant designations are granted by the American College upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

Born and raised in Rochester, New York, Dan attended Syracuse University and earned his Bachelors of Landscape Architecture from SUNY – ESF (Environmental Science & Forestry). He has a love for the outdoors and enjoys golfing, skiing and hiking. He and his wife, Lisa, and their two daughters, Sophia and Ella currently reside in Baldwinsville, New York.

Jeff Chase

Wealth Manager

Jeff Chase joined S.E.E.D. Planning Groups Syracuse office as a Wealth Manager in December of 2020. In his role, he primarily focuses on helping financial planning clients and providing financial education and guidance to 401(k) participants in S.E.E.D.s SUITE(k) division. 

Before joining S.E.E.D., Jeff had acquired over eight years of experience serving as a financial advisor and wealth management advisor for Key Advisors and TIAA-CREF. He is passionate about making a positive impact on others’ lives and helping people in our community achieve their financial goals. 

Born and raised in Liverpool, Jeff earned his B.S. in Business Management from Niagara University. He and his wife, Theresa, and their golden retriever Enzo still reside there. They both enjoy spending time with family and friends in their free time. As a fitness enthusiast, Jeff enjoys playing golf and watching the Syracuse basketball team.  

Kerstin Driscoll

Director of SUITE(k)

Retirement Plan Navigator

Kerstin Driscoll joined S.E.E.D Planning Group in January 2019 as Director of SUITE(k). In her role as Retirement Plan Navigator, she will lead S.E.E.D.’s Business Retirement Plan Team and will provide fiduciary investment services to our business clients.  Kerstin comes to S.E.E.D. with over 30 years of industry experience, a Bachelor of Arts degree in Pre-Law and a business minor from Penn State. Throughout her career, she has guided employers and retirement plan committees to design cost-effective retirement plans for their employees and their companies.

Kerstin has experience in most aspects of ERISA including plan design, implementation, plan terminations, valuations, reconciliations, audits, etc. Most recently, as Managing Director for Fidelity Investments, Kerstin was responsible for providing thought leadership, content, training and guidance for retirement plan committees around plan design, plan transfers, implementation, mergers & acquisitions, spin-offs, on-going administration, and compliance. In her current role with S.E.E.D, Kerstin will continue to engage with employers to ensure financial wellness for employees in the ever-changing landscape of retirement plan options. She will delve into – what keeps you up at night? But more importantly, how can we help?

Kerstin shares her talents with the community as Vice President and a founding member of the Greene Community Scholarship Fund, a contributing committee member to the Tina Fund, and board member for the Community Foundation for South Central New York where she serves as chair of the Development Committee.

Carol Young

Co-Executive Director, SEEDs of Hope

SEEDs of Hope is a special division of S.E.E.D. Planning Group whose two primary services are working with nonprofits to develop or improve their investment stewardship processes and procedures, and to develop or enhance their legacy gifting programs. As the Development Director, Carol works directly with clients to provide legacy gifting program services.

Clients benefit from Carol’s hands-on experience after working fifteen-years at WSKG, a public media station in the Greater Binghamton area, where she held a variety of positions, ultimately serving as Director of Leadership Giving. In that role she advanced the goals of the organization by establishing and nurturing relationships between the station and its supporters. As a believer that success is the result of innovation and strong teamwork, Carol engaged not only the Development Team, but the entire staff in experimenting in inventive fundraising. Today some of the fundraising techniques Carol’s team pioneered are considered public media industry best practices.

Carol was twice elected to the national Board of the Public Radio Association of Development Officers and served as Treasurer. She was appointed to the PBS Development Advisory Board and was subsequently elected as Chairperson. Utilizing the skills and relationships built during her national service she has assisted public media organizations throughout the country to achieve their fundraising goals.

Being a champion for youth, Carol donates her time and talents to foster opportunities for their success. She serves on the Broome County Youth Bureau Advisory Board and on the Board of Directors of the Literacy Volunteers of Broome and Tioga Counties.

Aside from a short stint in Syracuse, Carol is a lifelong resident of Broome County having graduated from Seton Catholic Central High School and SUNY Broome Community College. She and her husband reside in Vestal where they raised their four children.

Kayla Record

Co-Executive Director, SEEDs of Hope

Kayla Tufares joined S.E.E.D. Planning Group, LLC in June of 2018 after spending nearly two decades implementing strategic initiatives and assembling teams tasked with mission-critical agendas in the fields of higher education, non-profit management, and youth leadership development.

Kayla will be filling the role of Special Projects Coordinator. In her role, Kayla will be developing and implementing new projects in the areas of financial education and wellness, workplace culture and leadership facilitation.
Kayla is passionate about promoting human-centered design, a creative approach to problem-solving that starts with people and arrives at new solutions tailored to meet their lives. She finds joy in learning just about anything and is particularly interested in community collaboration, equity in education, and lifelong learning. She is naturally curious about people, their motivations and how they make decisions.

Before S.E.E.D. Planning Group, LLC, Kayla was a Vice President of Development with a Children’s Foundation in Pennsylvania. Her work has taken her across the united states, looking at ways in which families and students of underrepresented communities are navigating financial situations in the pursuit of academic achievement, empowerment and social engagement. These insights and explorations lead to identifying relevant new areas for community collaboration to play a meaningful role in the future so one can live life on their terms.

Kayla has served as an appointed member of two Mayor’s commissions to combat poverty and policy action taskforces. She earned a BA degree in marketing and communications from Stevenson University and went to Harvard University, where she obtained a master’s certification in innovation and entrepreneurship and completed the Harvard Management in Leadership in Higher Education (MLE) graduate program.

Committed to empowering people to reach their highest potential and leveraging community resources to reduce socioeconomic barriers, Kayla’s mantra has always been, ‘you can’t pay it back… so you have to pay it forward.’

Irina Sweeney

Operations Manager

Irina joined S.E.E.D. in 2018 as an administrative assistant and in 2021 she was promoted to Operations Manager. In her role, she is moving to an oversight function for all firm-related paperwork processing and be the in-house resource for our operations team. She will take on all firm billing and provide bookkeeping support internally. Additionally, she will perform functions for all HR-related initiatives and activities.

Prior to joining the team, she worked as a Technical Translator/Interpreter and Site Administrator for Chevron and International Gas & Oil Services back in her home country of Kazakhstan. She holds a BS in Information Management and Technology from Syracuse University with a Minor in Accounting from the University’s Whitman School of Management. Irina and her husband, Martin, and their son, Marty, reside in Endwell, New York.

Klara Rusinko

Administrative Assistant

Klara Rusinko joined S.E.E.D. Planning Group in October 2019 after gaining professional experience as an administrative assistant at Arnold & Porter Kaye Scholer LLP. A graduate of Binghamton University, she majored in Urban and Regional Planning. She minored in German and Russian Studies, which are just two of the five languages she speaks.

At S.E.E.D., Klara will support the financial planning team with administrative duties, including reception and scheduling.

Outside of work, ballroom dancing is a passion of Klara’s. She both competes and teaches on the weekends. When she’s not in the office or on the dance floor, she enjoys traveling and rock climbing.

Emmy Shafer

Administrative Assistant

Emmy Shafer joined S.E.E.D. as an Office Administrator in September of 2020. Before joining S.E.E.D., she spent twelve years working as an assistant branch manager at Visions Federal Credit Union. After her husband was diagnosed with rare lung disease, requiring a double lung transplant in 2019, she began seeking a career change that would provide more time with her family and a different connection with her community.

Despite all she and her husband have been through, Emmy still loves serving others and giving back. It may be as simple as a warm smile or listening ear, but it all matters to Emmy. Her passion for people is present in her bubbly personality, her always smiling face, and her daily focus to make every interaction unforgettable.

When not at work, Emmy loves spending time with her husband and three amazing kids. Her son is an avid golfer and keeps her busy during sunny days on the golf course. When she’s not working, you will find Emmy with her daughters in her backyard practicing field hockey. Together with their three dogs and two cats, Emmy is kept quite busy on her days off!

Christina Lynch

Office Administrator

Often running the front desk at the Whitney Point office, Christina works with the client and payroll servicing team to provide detail oriented and exceptional client service. 

With a BA in Computer Science from Binghamton University, Christina uses her extensive experience, along with a passion for planning and organizing, to help develop and implement solutions that allow Bloom to consistently grow as a business while making sure that client satisfaction is always a priority.   

Christina enjoys connecting and helping people and appreciates a good laugh. Outside of work, she keeps busy with her 3 wonderful children’s sporting events, music and many other activities. In her spare time, she enjoys traveling and tap dancing.   

Hannah Burchell

Payroll and Bookkeeping Specialist

Hannah is a Payroll and Bookkeeping Specialist at Bloom Tax Partners. In her role, she helps clients prepare and manage their payroll and accounts. Hannah is a recent college graduate from SUNY Cortland with a BA in Business Economics, where she was on the Dean’s List and played Field Hockey for the Red Dragons.

With a life-long passion for knowledge and finance, Hannah is always looking for ways to deepen her understanding to serve her community better and become a viable asset. To that end, she recently passed the Federal Income Tax Course through H&R Block. This course provides a foundation for understanding personal income tax returns. It emphasized preparing Form 1040 and related forms.

Hannah is a person of excellence with strong faith and commitment to helping and serving others. Being a Whitney Point Alum and a lifetime resident, she has a strong connection with the community and is looking for ways to give back personally and professionally.

Jessica Leet

Payroll and Bookkeeping Specialist

Jessica joined Bloom in September 2020. She brings over seven years of industry experience in payroll and bookkeeping. In her role, she is guiding businesses on the ins and outs of bookkeeping and payroll.

Jessica is passionate about her craft and strives to effectively communicate with business owners, all the while guiding them through the often intimidating process.

In her free time, Jessica loves spending time with her husband. On the weekends, they are often found at a race track over the summer. They also enjoy visiting the family camp in the Adirondacks, where they relax around the fire with family and close friends.


S.E.E.D. Planning Group, LLC ("S.E.E.D.") is a Registered Investment Advisor ("RIA"), registered with the U.S. Securities and Exchange Commission (“SEC”). S.E.E.D. provides financial planning and investment management services for clients in New York and other states across the country. S.E.E.D. will notice, file, and maintain all applicable licenses as required by the various states in which S.E.E.D. conducts business, as applicable. S.E.E.D. renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

This web site is intended to provide general information about S.E.E.D. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies, and to be able to contact us for further information.

Market data, articles, and other content on this web site are based on generally-available information and are believed to be reliable. S.E.E.D. does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.

S.E.E.D. will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. The Disclosure Brochure and Supplement are updated at least annually and are available on the SEC website at: You may also contact S.E.E.D. to request a copy.

If you have any questions regarding Compliance and Regulatory information contact us.