Who is it for?
Have you retired or are you looking to retire in the next few years? Core planning may be for you. This program helps you understand where you are today and also identifies any changes you will need to make in order to live your most satisfying life.
Core is designed to help individuals and families who are financially established but are seeking advice, guidance, and strategies for cash flow management, retirement income planning, Social Security timing, pension benefit selection, work-retirement life transition, investment planning and portfolio management, college financing, insurance and elder care planning, estate planning, and ongoing advice.
What to expect?
Cash flow and expense planning
Employee retirement plans & benefit selection
Life and disability insurance planning
Estate and Elder care planning
Income Planning (investment distributions, Social Security, and pension options)
What is the Cost?
* There is no cost for your first appointment *
Once we’ve met and determined planning is appropriate, your investment is the following:
$500 at the time of engagement and $150 a month over 12 months. *additional cost for investing could apply, please see below.*
After the first year, the annual subscription is based on the ongoing service plan that you select.
How do my investments tie-in? It’s simple. If you’re still working and do not have an option to move your money, then the investment review is included at no additional cost.
If you have assets like IRA’s and brokerage accounts that you do have the option to move, then you’ll have one decision to make that will be an additional cost on top of the planning:
S.E.E.D. Planning Group, LLC ("S.E.E.D.") is a Registered Investment Advisor ("RIA"), registered with the U.S. Securities and Exchange Commission (“SEC”). S.E.E.D. provides financial planning and investment management services for clients in New York and other states across the country. S.E.E.D. will notice, file, and maintain all applicable licenses as required by the various states in which S.E.E.D. conducts business, as applicable. S.E.E.D. renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
This web site is intended to provide general information about S.E.E.D. It is not intended to offer investment advice. Information regarding investment products and services are provided solely to read about our investment philosophy, our strategies, and to be able to contact us for further information.
Market data, articles, and other content on this web site are based on generally-available information and are believed to be reliable. S.E.E.D. does not guarantee the accuracy of the information contained in this web site. The information is of a general nature and should not be construed as investment advice.
S.E.E.D. will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure") and the Brochure Supplement for each advisory person supporting a particular client. The Disclosure Brochure and Supplement are updated at least annually and are available on the SEC website at: You may also contact S.E.E.D. to request a copy.
If you have any questions regarding Compliance and Regulatory information contact us.