Risk vs. Reward

Risk vs. Reward

Previously we touched upon the effects of fees and taxes on portfolio performance.   We are now on to the third principle of asset allocation.  If you remember, our principles are about focusing on what we can control.  So why is controlling asset allocation so...
DOL Q&A

DOL Q&A

We recently held a “Lunch & Learn” event here at our SEED Offices where we discussed the Department of Labor Fiduciary Rule in depth. This post contains some questions asked by the attendees. Q: How will this affect the insurance “Financial Advisors?”...

Financial Advisors and Litigation

There is a huge misconception that the DOL Fiduciary Rule opens the door for clients to sue financial advisors if they lose money on their investments. Legal liability seems to be the key argument of most opponents to the Fiduciary Rule. This is kind of like saying,...
College Planning and the Cost of College

College Planning and the Cost of College

Over the next few weeks we will be walking through the process of planning for college, paying for college, and then paying off college. A college degree is a huge investment decision, so it is important to put in time and research before starting the process. We will...
Financial Advisors and Personal Wealth

Financial Advisors and Personal Wealth

The goal of most financial advisors is to work with fewer clients, make more money, and have less work to do. The industry push has been to outsource everything except the client face time. Even client face time is minimal in many practices. The climb to higher riches...